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Checking Accounts

Tech Credit Union's Routing Number: 271990994

Tech Checking

Tech Checking gives you the features you need to manage your account from anywhere, anytime. You may have more than one Tech Checking account.

Tech Checking Features

Tech Checking Plus 

Tech Checking Plus offers the same features and benefits as Tech Checking, PLUS the earning power of a high dividend rate. You'll earn one of our highest annual percentage yields (APY), while maintaining flexibility of your funds.

Tech Checking Plus Features

  • Minimum $25 to open.
  • $25.00 in Membership Savings required.
  • $500,000 minimum balance to earn interest.
  • No monthly service charges.
  • No minimum balance.
  • Unlimited check writing.
  • Free debit card.
  • Over 36,000 surcharge-free ATMs nationwide.
  • Free Bill Pay.
  • Free Online Banking.
  • Free Mobile Banking.
  • Free Mobile Check Deposit.
  • Free e-Statement in Online Banking.
  • View images of cleared checks in Online Banking.
  • Overdraft protection available.
  • Your first box of Tech CU style checks is free.

Student Checking 

Student Checking gives students everything they need to manage their money from anywhere, anytime.

Student Checking Features

  • Minimum $25.00 to open.
  • $25.00 in Membership Savings required.
  • Designed for students ages 12 to 22.
  • Minors must have an adult joint owner.
  • No monthly service charges.
  • No minimum balance
  • Unlimited check writing
  • Free debit card (lower card limits).
  • Free Online Banking.
  • Free Mobile Banking.
  • Free e-Statement in Online Banking.
  • Over 36,000 surcharge-free ATMs nationwide.
  • Free Bill Pay.
  • Free Mobile Check Deposit.
  • View images of cleared checks in Online Banking.
  • Overdraft protection available.
  • Your first box of Tech CU style checks is free.

Secured Checking

The Secured Checking account was developed for members who have had problems with NSF (Non-Sufficient Funds) fees on their accounts at other financial institutions. If problems with NSF fees have caused you to be listed in ChexSystems1, you know getting a new checking account can be extremely difficult. And without a Checking account, you're forced to use budget-draining payment services like money orders or retail currency centers. This account is designed to help develop a positive checking account history with Tech Credit Union. Ability to upgrade to regular Tech Checking after 6-months of properly maintaining this account.

Secured Checking Features

  • Free box of Tech CU checks.
  • Free debit card.
  • Over 36,000 surcharge-free ATMs nationwide.
  • Free 24-hour account access via Online Banking & Mobile Banking.
  • View and print images of cleared checks in Online Banking.
  • No per-check fee.
  • Optional overdraft transfer from savings.
  • Access your account at CO-OP Shared Branch locations nationwide.
  • Ability to upgrade to regular Tech Checking after 6-months of properly maintaining this account.

Secured Checking Requirements

  • Secured Checking must be opened at a Tech CU branch.
  • Those with a record of fraud at ChexSystems are not eligible.
  • Minimum daily balance requirement of $200 ($100 is held in Membership Savings).
  • $5.00 monthly fee.
  • $5.00 additional fee per month whenever the required minimum daily balance is not maintained.
  • Account e-Statement is required.
  • Online Bill Pay service is not available.
  • Account will be closed for uncollected account fees.

1ChexSystems is a network made up of member banks and credit unions that regularly contribute information on mishandled checking and savings accounts to a central location. This information is shared among member institutions to help them assess the risk of opening new accounts. Each report submitted to ChexSystems remains on file for five years unless the source of information requests its removal or ChexSystems becomes obligated to remove it under applicable law.